Stock Of The Month - GTAX

[stck5@aol.com]

This is a multi-part message in MIME format.

Attn. Stock Market Investors:

Welcome to the InvestmentGenies Monthly Stock Pick, At InvestmentGenie we're constantly looking at and reviewing opportunities we believe have the potential to provide investors with successful investment results. We always encourage members to do their own due diligence before investing.

We urge you to utilize your best resources to confirm our outlook for this under followed undervalued company. Here's what we've uncovered, and why we believe GTAX is a timely opportunity for investors.

Gilman & Ciocia (GTAX)

Gilman & Ciocia, Inc. (GTAX) is a leading, nationwide provider of one-stop financial shopping, including tax preparation, financial planning, estate planning and mortgage lending services. The company, headquartered in White Plains, New York, currently conducts its operations through 145 offices in 17 states. They have 650 registered representatives through its wholly owned broker-dealer subsidiaries. G+C serves more than 500,000 clients nationwide, primarily middle- and upper-income individuals, recently, G+C launched e1040.com a unique, easy-to-use Internet Website that allows taxpayers to complete tax returns online and also obtain professional advice.

Market Opportunity:

Tax Preparation

Tax preparation is a multimillion dollar business
Over 120 Million returns filed in 1998
56% prepared by an accountant or paid tax professional increase of 6% in the last 5 years
Electronic Filing gaining prevalence
Highly fragmented industry demand for one-stop shopping

Financial Services

600,000 registered representatives of securities broker dealers
Proliferation of E-trading, IRA/401K programs
U.S. household wealth has increased 400% over last 10 years
Up to 70% of U.S. households invest
Highly fragmented industry demand for one-stop shopping

Growth Strategy:

Gilman & Ciocias growth strategy is to expand its product offerings and customer base through acquisitions and internal growth. To date, the successful execution of this strategy has resulted in strong revenue and earnings growth. Revenue for fiscal year ended June 30, 2000 increased 78% to a record $89,578,494 from $50,443,406 reported for the same year ago period.

Strategic Acquisitions, G+C has actively sought and continues to seek strategic alliances to meet the enormous and growing demand for one-stop financial shopping. The acquisition of profitable and established firms immediately adds to the overall client and revenue base while creating new opportunities to cross sell other value-added services, such as mutual funds, insurance products, managed money accounts, and retirement and estate plans.

Internal Growth, G+C also established e1040.com, its online tax preparation and one-stop shopping service that will enable Company to benefit from the growth of e-finance.

Products & Services:

Tax Preparation

Tax return preparation services conducted live by 650 registered representatives in over 140 offices.
Online tax preparation and one-stop shopping service through which taxpayers can obtain both automated and humanly assisted service by phone or e-mail. They offer advice on how to reduce taxes as well as provides the following services:
Online tax return preparation services, including e-file and RAL (Refund Anticipation Loan) capabilities
Online IRS Instructions and Publications
Tax Forms, Instructions and Publications by fax

Quickie Tax Calculator

Financial Planning Services:

Securities Brokerage
Insurance
Mortgage Agency

Why Invest in Gilman & Ciocia:

Huge Market Potential , Professional tax preparation, financial planning and mortgage lending is a multi-billion dollar industry in the midst of an industry consolidation driven by increasing demand for one-stop financial shopping and financial deregulation. Of the more than 120 million tax returns filed each year 56% are completed by professional tax return preparers.

Market Leader , Gilman & Ciocia is a leading provider of one-stop financial shopping, including tax preparation, financial planning, life insurance and mortgage lending services. The Company is growing through internal growth and acquisitions of profitable financial service businesses and through e-commerce.

Strong Growth , Revenue growth outperformed the industry sector during the last few years, increasing approximately 50% during FY1998 , 77% during FY1999 and 78% during FY2000.



Why hasn't the stock trading higher? Well the biggest factor is that the stock is UNDERFOLLOWED. (And by the way, it has been a bit of a lousy market these days in the event you've missed it.) GTAX has held up very, very well throughout the market's latest slide, however.

For additional Information on Gilman & Ciocia or to request an investor packet, call 516-774-7300 and leave your name and address and well be sure to contact you right away.



Happy Trading,

http://195.200.193.83/investmentgenie/

-------------------------------------------------------------------------

This ad is being sent in compliance with Senate bill 1618, Title 3, section 301. http://www.senate.gov/~murkowski/commercialemail/S771index.html

Here is a more detailed version of the legal notice above:

This message is sent in compliance of the new e-mail bill: SECTION 301. Per Section 301, Paragraph (a)(2)(C) of S. 1618,

Further transmissions to you by the sender of this email may be stopped at no cost to you by sending an email to rmvnow@yahoo.com with the word "remove" in the subject line.

----------------------------------------------------------------------------

Disclaimer:
 
InvestmentGenie is an independent electronic publication providing both information and factual analysis on selected public companies. Certain companies profiled by InvestmentGenie pay consideration in cash and/ or stock to InvestmentGenie for the electronic dissemination of company information, and in some cases, web site development. All statements and statements are the opinion of InvestmentGenie and are not meant to be a solicitation to buy, hold or, sell securities. InvestmentGenie is not currently a registered investment advisor or a broker dealer. InvestmentGenie strives on bringing you the most accurate information on particular companies that we feel has the potential for long term appreciation, investments in the companies reviewed are considered to be high risk and use of the information provided is at the investors sole risk. The majority of the information that InvestmentGenie relies on is provided by the profiled companies, other sources are but are not limited!
 r!
esearch reports, public filings and, interviews conducted by InvestmentGenie. While InvestmentGenie works hard to bring you the most accurate information and believes it to be accurate, InvestmentGenie makes no representation or warranty as to the accuracy of the information provided. Investors should not rely solely on the information contained in this publication. Instead, investors should use the information as the starting point for doing additional independent research on the profiled companies, in order for the investor to make his/her own opinion regarding investing in the profiled companies. Factual statements made about the profiled companies are made as of the date stated and are subject to change without notice. The receipt of this publication shall not create, under any circumstances, any implication that there has been no change in the affairs of the company profiled since the date of review. InvestmentGenie may act as a consultant to the profiled companies revi!
ew!
ed and may receive compensation from the company or its!
  shareholders for promotional or public relations services. The editor or the editors affiliates, agents and /or family members may have interests or positions in equity securities of the companies reviewed in this publication, some or all of which may have been acquired prior to the dissemination of the information, and may increase or decrease its position at any time. InvestmentGenie will be contracted as a consultant for one year to all featured companies. Investing in micro-cap and growth securities is highly speculative and carries an extremely high degree of risk. It is possible that an investor's investment may be lost or impaired due to the speculative nature of the companies profiled. InvestmentGenie is currently in negotiations for a $3,000 monthly retainer as well as GTAX warrants. As of Profiling date 11/1/00 has received no compensation at all.